Is buying a Bostadsrätt cheaper than renting in Stockholm 2025?

Yes, in most cases. With mortgage rates falling to ~3.2% and the 30% tax deduction (Ränteavdrag), owning a 2-room apartment costs roughly 12,000 SEK/mo in interest+fee, while renting second-hand costs 16,500+ SEK.

How does Ränteavdrag work for mortgages?

The Swedish Tax Agency (Skatteverket) refunds 30% of your interest costs up to 100,000 SEK per year, and 21% on amounts above that. This is usually deducted automatically from your annual tax return.

What is the average price of an apartment in Stockholm in 2025?

Inner city prices average ~105,000 SEK/sqm. Near suburbs like Solna average ~70,000 SEK/sqm. A standard 55sqm 2-room apartment costs between 4M and 6M SEK depending on location.

🇸🇪 Stockholm Edition

Stockholm 2025: The 'Second-Hand' Rent Crisis vs. The 30% Tax Loophole

⚠️ Rents are soaring (+15%). But with Riksbanken cutting rates to ~2%, buying a Bostadsrätt is now cheaper monthly. See how the 'Ränteavdrag' hack saves you 4,000 SEK/mo.

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