Question 1

Is it better to buy or rent in San Antonio in 2025?

Accepted Answer

San Antonio remains one of the most affordable big cities to buy in. However, the high property tax rate (approx 2.7%) can make monthly payments higher than expected, so renting in luxury areas like The Pearl can sometimes be cheaper short-term.

Question 2

Why are property taxes so high in San Antonio?

Accepted Answer

Texas has no state income tax, so it relies heavily on property taxes to fund schools and infrastructure. In Bexar County, you should budget 2.5% - 2.8% of your home's value annually for taxes.

Question 3

What is the main risk of buying a home in San Antonio?

Accepted Answer

Foundation issues. San Antonio sits on shifting clay soil. Droughts cause the soil to shrink, and rains cause it to swell, cracking foundations. Always get a hydrostatic plumbing test and engineering report.

San Antonio: Military City Value or Tax Trap?