Is buying better than renting in Munich in 2025?

With rents hitting a record €23/sqm and interest rates stabilizing, buying protects you from inflation. However, high transaction costs in Bavaria (~9%) mean you must stay 10+ years to break even.

What is the average rent in Munich?

Munich is Germany's most expensive city, with average cold rents around €23.00 per square meter, meaning a typical 2-bedroom apartment costs about €1,600 - €1,800/month cold.

What are the buying costs in Munich?

In Bavaria, you pay 3.5% Real Estate Transfer Tax (Grunderwerbsteuer), ~2% for Notary/Registry, and typically 3.57% for the Agent. Total additional costs are around 9.07%.

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Munich 2025: Stop Paying Your Landlord's Mortgage

Rents have exploded to €23/sqm. Buying is now the only way to lock in your housing costs. See the proof.

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